Not sure which loan fits? Find out in about a minute.
A few quick questions show which loans probably fit you best, VA, FHA, USDA, conventional, DSCR or bank statement, and why. No contact info required.
What it looks at
Your goal: buy, invest or refinance
Service history
Credit, down payment and debts
Where you want to buy and your income
How your tax returns look
Start with how the property makes money.
A long term rental, a vacation home near Disney, a flip and a ground up build all need different financing. The right loan starts with one question: what is this property supposed to do for you?
The property should make sense before the financing does.
Rate matters. So do cash flow, reserves, the payment you can live with, and what you plan to do next. I look at a loan the way I look at my own deals: as one piece of a bigger plan.
Your cheapest mortgage, not just your lowest rate.
Often, the lowest rate is the most expensive. My job is to put you in the mortgage that costs the least over the life of your loan, counting what you pay at closing and every month after.
Read the true cost of a mortgage
Lowest rate
Most paid at closing
Par rate
No points, no credit
Higher rate
Credit toward closing
What are you trying to do?
Pick the path that fits, or see every loan program in one place.
Every market is local. Your financing should be too.
A vacation home in Kissimmee, a family home in Winter Garden and a new build in Lake Nona are three very different purchases. Knowing the area changes the advice.
Orlando Kissimmee and vacation rentals Winter Garden New construction
Financing an Orlando vacation rental: what the numbers need to show.
Realistic revenue, seasonality, management costs and loan options. The difference between a property that looks good in photos and one that actually pays for itself.
Dane Foxworthy
Mortgage broker and active real estate investor. I bought my first fourplex in 2011 and have been buying, renovating and building ever since. When you bring me a deal, I run the numbers the same way I would on my own.
Learn the details
Deep guides on the topics buyers, investors and owners ask about most.